Money is one of the main reasons service members experience stress on the job and is also one of the top reasons why couples argue. The personal financial management staff are trained and certified Financial Management Educators who can help you and your family members (active duty, retired, DoD and NAF Civilian Personnel) through individual financial counseling sessions and through financial workshops on subjects such as basic money management, budgeting, car buying, consumer awareness, home buying, investment strategies, credit / debt management, retirement planning.
Developing strong money management skills can help you use the money you have today to live the life you want. Plus, when your ship does come in — the great job, the winning lottery ticket or the inheritance from a rich relative — you’ll know how to handle it. The Personal Financial Management Team is here to help you achieve financial success. 

Individual Financial Counseling

Financial Educators can provide one-on-one individual financial counseling on a wide array of personal financial topics
Call or email the Personal Financial Management Specialists.

BRS? Are You Getting Your Full Match?
Learn more, see your Command Financial Specialists for info and Class Dates.

Free Thrift Saving Plan (TSP) classes, Open to everyone. Meets 4th Fri of every month at Front Wave, Building 110, formerly Pacific Marine Credit Union.
From 9am to noon. For more info call (760) 725-6638/6098/4611 or email: or

What is the Thrift Savings Plan (TSP)?
The Thrift Savings Plan (TSP) is the federal government’s “defined contribution” plan; it works like a 401(k). Federal civilians and uniformed services members can contribute a portion of their salaries to their TSP accounts and decide how that money should be invested.


What is the Blended Retirement System (BRS)?
BRS is a new retirement system for some members of the uniformed services. In exchange for a 20% reduction in
their military retirement annuity, which they still get if they serve 20 years or more, members covered by BRS receive TSP contributions from their employing service in addition to other benefits.

Questions and Answers about opting into the Blended Retirement System (BRS)

Service Members:

Challenge your peers, your unit and your family members to take the Military Savers’ Pledge and build their Savings Arsenal!

Military Saves is an opportunity for the military community to focus on the financial readiness of Service members and their families, including the reduction of debt and saving towards personal and family goals.

Command Financial Specialist (CFS) call today to schedule your units seminar date (760) 725-6638/6098

Personal Financial Management Program

Bldg 13150 – View Map

Mainside (Marine & Family Programs HQ)

Mon–Fri 7:00am–5:00pm
Sat/Sun Closed

(760) 829-0175
(760) 829 0245
(760) 829-0105

MCCS Camp Pendleton