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Re-Open Date: Mon, Jun 1

Hours of Operation:

Mon–Fri: 8am – 4pm
Bldg. 13150

Face coverings required.

Your safety is our top priority. Please review our current policies/services:

  • Call (760) 829-0175/0245/0105 or email for appointments or assistance
  • Individual/Couples Counseling sessions are available by appointment only (virtual appointments are encouraged)
  • PFMP classes are offered via virtual platform
Money is one of the main reasons service members experience stress on the job and is also one of the top reasons why couples argue. The personal financial management staff are trained and certified Financial Management Educators who can help you and your family members (active duty, retired, DoD and NAF Civilian Personnel) through individual financial counseling sessions and through financial workshops on subjects such as basic money management, budgeting, car buying, consumer awareness, home buying, investment strategies, credit / debt management, retirement planning.
Developing strong money management skills can help you use the money you have today to live the life you want. Plus, when your ship does come in — the great job, the winning lottery ticket or the inheritance from a rich relative — you’ll know how to handle it. The Personal Financial Management Team is here to help you achieve financial success.

Individual Financial Counseling

Financial Educators can provide one-on-one individual financial counseling on a wide array of personal financial topics
Call or email the Personal Financial Management Specialists.

BRS? Are You Getting Your Full Match?
Learn more, see your Command Financial Specialists for info and Class Dates.

Free Thrift Saving Plan (TSP) classes, Open to everyone. Meets 4th Fri of every month at Frontwave, Building 1105, formerly Pacific Marine Credit Union.
From 9-10am. For more info call (760) 725-/6098/9478 or email:

What is the Thrift Savings Plan (TSP)?
The Thrift Savings Plan (TSP) is the federal government’s “defined contribution” plan; it works similar to a 401(k). Federal civilians and uniformed services members can contribute a portion of their salaries to their TSP accounts and decide how that money should be invested.


What is the Blended Retirement System (BRS)?
BRS is a new retirement system for some members of the uniformed services. In exchange for a 20% reduction in
their military retirement annuity, which they still get if they serve 20 years or more, members covered by BRS receive TSP contributions from their employing service in addition to other benefits.

Questions and Answers about opting into the Blended Retirement System (BRS)


Financial NCO Course 

The Financial NCO (FNCO) is a trained Sergeant or Corporal who is nominated to attend a 2 day course. The FNCO is expected to provide peer-to-peer influence by sharing the knowledge obtained with their peers. 

The FNCO will support the unit CFS and installation PFMs by bringing awareness to said personnel of financial trends and educational needs. 


  • Command endorsed 
  • No NJP/poor performance counseling above Lance Corporal
  • Have at least 1 year remaining with cur-rent command


Command Financial Specialist Course 

MCO 1700.37 requires units to have qualified Command Financial Specialist (CFSs) readily available to provide financial training, education and information and referrals. The MCCS Personal Financial Managers (PFMs) train selected Marines and conduct all unit inspections. Upon completion of the 40 hour course the CFS is expected to serve as the command’s principal advisor on policies and matters related to personal finance. 

MCO 1700.37 mandates the following criteria: 

  • Minimum pay grade E6, WO, O1 
  • Highly motivated and financially stable
  • Be designated in writing by the Commanding Officer/OIC
  • Have at least 1 year remaining with current command
  • Participate in continuing education (forums/refresher training)

Functions of the CFS: 

  • Provide counseling, briefs, workshops 
  • Utilize approved internal/external financial resources
  • Update PFMs with financial trends or metrics
  • Assist in development of Extended Absence Financial Plans, Family Care Plans and Financial Screening prior to overseas/special duty assignments

See MCO 1700.37 and CGIP Checklist for program and inspection details: 

Personal Financial Management Program (PFMP)

CGIP Checklist

Command Financial Specialist Report

Course Schedule

Personal Financial Management Program

Bldg 13150 – View Map

Mainside (Marine & Family Programs HQ)

Mon–Fri 7:00am–5:00pm
Sat/Sun Closed

(760) 829-0175
(760) 829 0245
(760) 829-0105

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MCCS Camp Pendleton